{"id":30399,"date":"2023-03-09T10:07:14","date_gmt":"2023-03-09T10:07:14","guid":{"rendered":"https:\/\/fondation-arrawaj.ma\/?page_id=30399"},"modified":"2024-03-12T16:22:14","modified_gmt":"2024-03-12T16:22:14","slug":"secteur-de-la-microfinance","status":"publish","type":"page","link":"https:\/\/fondation-arrawaj.ma\/ar\/secteur-de-la-microfinance\/","title":{"rendered":"Secteur de  la Microfinance &#8211; faq"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"30399\" class=\"elementor elementor-30399\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0e861df mtitle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0e861df\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a345f87\" data-id=\"a345f87\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3030f33 mbread elementor-widget elementor-widget-text-editor\" data-id=\"3030f33\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<p><i style=\"margin-right: 14px;\"><img decoding=\"async\" style=\"width: 25px;\" src=\"http:\/\/fondation-arrawaj.ma\/wp-content\/uploads\/2023\/03\/Home-2.png\" \/><\/i>\u0627\u0644\u0635\u0641\u062d\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 &gt; \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d05d2a8 elementor-widget elementor-widget-heading\" data-id=\"d05d2a8\" data-element_type=\"widget\" id=\"retour\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">        <i><img decoding=\"async\"  style=\"    margin-top: -3px!important;\" src=\"http:\/\/fondation-arrawaj.ma\/wp-content\/uploads\/2023\/09\/pngwing.com-copy-1515arabic-manrikitan-copywhite.png\" alt=\"\" width=\"25px\"><\/i> \u0631\u062c\u0648\u0639<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f3d0b3 elementor-widget elementor-widget-heading\" data-id=\"7f3d0b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-067180b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"067180b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-719fe6d\" data-id=\"719fe6d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6280b32 elementor-section-full_width publications animated-slow elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"6280b32\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14999f5\" data-id=\"14999f5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab30edf elementor-widget elementor-widget-accordion\" data-id=\"ab30edf\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1791\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-1791\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0647\u0648 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u061f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1791\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1791\"><p>\u064a\u0645\u0643\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0630\u0648\u064a \u0627\u0644\u0623\u0634\u0637\u0629 \u0627\u0644\u0645\u062f\u0631\u0629 \u0644\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0646\u062e\u0641\u0636 \u0645\u0646:<br \/>\u0625\u0646\u0634\u0627\u0621 \u0623\u0648 \u062a\u0637\u0648\u064a\u0631 \u0646\u0634\u0627\u0637 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u062e\u0627\u0635 \u0628\u0647\u0645 \u0644\u0636\u0645\u0627\u0646 \u0625\u062f\u0645\u0627\u062c\u0647\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u061b<br \/>\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0633\u0643\u0646\u0647\u0645 \u0623\u0648 \u0628\u0646\u0627\u0626\u0647\u0627 \u0623\u0648 \u062a\u062d\u0633\u064a\u0646\u0647\u0627 \u061b<br \/>\u0623\u0648 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0621 \u0648 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0621 \u0644\u0645\u0646\u0627\u0632\u0644\u0647\u0645.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1792\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-1792\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0646 \u0647\u0645 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u064a\u0646 \u0645\u0646 \u0642\u0628\u0644 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631\u061f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1792\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1792\"><p>\u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0648\u0646 \u0645\u0646 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u0647\u0645 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0630\u0648\u064a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u062d\u062f\u0648\u062f \u060c \u0648\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u064a\u062a\u0645 \u0627\u0633\u062a\u0628\u0639\u0627\u062f\u0647\u0645 \u0645\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a\u060c \u0648 \u0628\u062d\u064a\u062b \u062a\u0643\u0648\u0646 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062a\u064a \u064a\u0632\u0627\u0648\u0644\u0648\u0646\u0647\u0627 \u063a\u064a\u0631 \u0631\u0633\u0645\u064a\u0629 \u0648 \u0645\u062f\u0631\u0629 \u0644\u0644\u062f\u062e\u0644 \u0645\u062b\u0644 \u062a\u0631\u0628\u064a\u0629 \u0627\u0644\u062d\u064a\u0648\u0627\u0646\u0627\u062a\u060c \u0627\u0644\u062d\u0631\u0641 \u0627\u0644\u064a\u062f\u0648\u064a\u0629\u060c \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0635\u063a\u064a\u0631\u0629.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1793\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-1793\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0647\u064a \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062a\u064a \u062a\u0648\u0632\u0639\u0647\u0627 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649\u061f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1793\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1793\"><p>\u0645\u0646\u0647\u062c\u064a\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0642\u0627\u0626\u0645\u0629 \u0623\u0633\u0627\u0633\u0627 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0628 \u0645\u0646 \u0627\u0644\u0645\u0642\u062a\u0631\u0636\u064a\u0646 \u060c \u0648 \u062a\u062f\u0648\u0631 \u062d\u0648\u0644 \u0646\u0647\u062c\u064a\u0646 \u0631\u0626\u064a\u0633\u064a\u064a\u0646 \u0647\u0645\u0627: \u0627\u0644\u0633\u0644\u0641 \u0627\u0644\u062c\u0645\u0627\u0639\u064a \u0648 \u0627\u0644\u0641\u0631\u062f\u064a.<br \/>\u0627\u0644\u0633\u0644\u0641 \u0627\u0644\u062c\u0645\u0627\u0639\u064a :<br \/>\u064a\u062a\u0637\u0644\u0628 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u062a\u0634\u0643\u064a\u0644 \u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0635\u063a\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0627\u0634\u062e\u0627\u0635 \u0627\u0644\u0645\u0647\u062a\u0645\u064a\u0646 \u060c \u0648\u0647\u0645 \u0639\u0627\u062f\u0629 \u0645\u0627 \u0628\u064a\u0646 \u0623\u0631\u0628\u0639\u0629 \u0648\u062b\u0645\u0627\u0646\u064a\u0629 \u0623\u0639\u0636\u0627\u0621 \u064a\u0639\u0631\u0641\u0648\u0646 \u0628\u0639\u0636\u0647\u0645 \u0627\u0644\u0628\u0639\u0636 \u0648\u064a\u0639\u0645\u0644\u0648\u0646 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629. \u0648\u064a\u0633\u062a\u0646\u062f \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0625\u0644\u0649 \u0636\u0645\u0627\u0646 \u063a\u064a\u0631 \u0645\u0644\u0645\u0648\u0633 \u060c \u064a\u062a\u0643\u0648\u0646 \u0645\u0646 \u062a\u0636\u0627\u0645\u0646 \u0623\u0639\u0636\u0627\u0621 \u0643\u0644 \u0645\u062c\u0645\u0648\u0639\u0629 \u060c \u0627\u0644\u0630\u064a\u0646 \u0633\u064a\u0643\u0648\u0646\u0648\u0646 \u0636\u0627\u0645\u0646\u064a\u0646 \u0644\u0628\u0639\u0636\u0647\u0645 \u0627\u0644\u0628\u0639\u0636.<br \/>\u0627\u0644\u0633\u0644\u0641 \u0627\u0644\u0641\u0631\u062f\u064a:<br \/>\u064a\u0633\u062a\u0646\u062f \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c  \u0639\u0644\u0649 \u062a\u0642\u064a\u064a\u0645 \u0641\u0631\u062f\u064a \u0627\u0644\u0632\u0628\u0646\u0627\u0621 (\u0627\u0633\u062a\u0639\u062f\u0627\u062f\u0647\u0645 \u0648\u0642\u062f\u0631\u062a\u0647\u0645 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0648\u0636) \u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0644\u0623\u0639\u0645\u0627\u0644\u0647\u0645 \u0627\u0644\u0635\u063a\u064a\u0631\u0629. \u0644\u0627 \u064a\u0631\u062a\u0628\u0637 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u0645\u0646\u0648\u062d \u0628\u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0628\u0623\u064a \u0636\u0645\u0627\u0646 \u062d\u0642\u064a\u0642\u064a.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1794\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"tab\" aria-controls=\"elementor-tab-content-1794\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0647\u0648 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0644\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u061f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1794\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1794\"><p>\u0625\u0646 \u0642\u062f\u0631\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u0627\u062a \u0627\u0644\u0635\u063a\u0631\u0649 \u0639\u0644\u0649 \u0627\u0644\u062a\u063a\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u0639\u0642\u0628\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u0645\u0642\u062a\u0631\u0636\u064a\u0646 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062b\u0646\u064a\u0647\u0645 \u0645\u0646 \u0627\u0644\u0646\u0638\u0627\u0645\u0627\u0644\u0628\u0646\u0643\u064a \u062a\u0643\u0645\u0646 \u0641\u064a \u0637\u0631\u064a\u0642\u0629 \u0639\u0645\u0644\u0647\u0627. \u0641\u064a \u063a\u064a\u0627\u0628 \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u060c \u0627\u0639\u062a\u0645\u062f\u062a \u0645\u0624\u0633\u0633\u0627\u062a\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u062a\u0637\u0628\u064a\u0642 \u0646\u0638\u0627\u0645 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u062a\u0642\u0646\u064a\u0627\u062a \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u0628\u062f\u0627\u0644\u0647\u0627 \u0628\u0627\u062d\u062a\u064a\u0627\u0637\u0627\u062a \u062d\u0642\u064a\u0642\u064a\u0629 :<br \/>\u0627\u0644\u0642\u0631\u0628 :<br \/>\u0645\u0646 \u0627\u0644\u0633\u0645\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0647\u064a \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0627\u0644\u0645\u0642\u0631\u0628\u0629 \u0628\u064a\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0648\u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0627\u0644\u0630\u064a \u064a\u062e\u0644\u0642 \u0645\u0646\u0627\u062e\u0627\u064b \u0645\u0646 \u0627\u0644\u062b\u0642\u0629 \u0627\u0644\u0645\u062a\u0628\u0627\u062f\u0644\u0629.<br \/>\u0645\u0641\u0647\u0648\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u062a\u0636\u0627\u0645\u0646\u064a\u0629 :<br \/>\u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0639\u0646 \u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0636\u0645\u0627\u0646 \u0645\u0627\u062f\u064a \u060c \u0627\u0633\u062a\u062e\u062f\u0645\u062a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u201c\u0633\u0644\u0641 \u0627\u0644\u062a\u0636\u0627\u0645\u0646\u064a \u0627\u0644\u062c\u0645\u0627\u0639\u064a\u201d \u060c \u062d\u064a\u062b \u064a\u062a\u0639\u0647\u062f \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0628\u0634\u0643\u0644 \u0645\u0634\u062a\u0631\u0643 \u060c \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u062b\u0642\u0629 \u0648\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u062a\u0628\u0627\u062f\u0644\u0629 \u060c \u0628\u062a\u0633\u062f\u064a\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646. \u0641\u064a \u062d\u0627\u0644\u0629 \u062a\u0642\u0635\u064a\u0631 \u0623\u062d\u062f \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0622\u062e\u0631\u064a\u0646 \u062a\u0630\u0643\u064a\u0631\u0647 \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0647 \u0648\u0625\u0630\u0627 \u0644\u0632\u0645 \u0627\u0644\u0623\u0645\u0631 \u060c \u0627\u0633\u062a\u0628\u062f\u0644\u0647 \u0628\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u0628\u0627\u0644\u0643\u0627\u0645\u0644.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1795\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"tab\" aria-controls=\"elementor-tab-content-1795\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0643\u064a\u0641 \u064a\u062a\u0645 \u062f\u0631\u0627\u0633\u0629 \u0645\u0644\u0641 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649\u061f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1795\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1795\"><p>\u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0625\u062c\u0631\u0627\u0621 \u062f\u0631\u0627\u0633\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0632\u0628\u0648\u0646 \u0642\u0628\u0644 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629. \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639 \u060c \u064a\u062c\u0628 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646\u0647\u0627 \u0643\u0627\u0641\u064a\u0629 \u060c \u0648\u0623\u0646 \u0646\u0639\u0631\u0641 \u0646\u0633\u0628\u0629 \u0627\u0644\u062f\u064a\u0648\u0646 \u060c \u0648\u062a\u062c\u0646\u0628 \u0627\u0644\u0625\u0641\u0631\u0627\u0637 \u0641\u064a \u0627\u0644\u0645\u062f\u064a\u0648\u0646\u064a\u0629. \u0628\u0644 \u0647\u0648 \u0623\u064a\u0636\u0627 \u0645\u0633\u0623\u0644\u0629 \u0627\u0644\u062a\u062d\u0642\u064a\u0642 \u0641\u064a \u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u0645\u0631\u0634\u062d. \u0632\u064a\u0627\u0631\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u0625\u0644\u0649 \u0645\u0643\u0627\u0646 \u0627\u0644\u0639\u0645\u0644 \u0623\u0648 \u0627\u0644\u0645\u0646\u0632\u0644 \u062a\u0633\u0645\u062d \u0644\u0644\u0648\u0643\u064a\u0644 \u0628\u0641\u062d\u0635 \u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0645\u0644\u0641 \u060c \u0648\u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u0627\u0644\u0636\u0627\u0645\u0646 \u0627\u0644\u0645\u062d\u062a\u0645\u0644.<\/p><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1796\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"tab\" aria-controls=\"elementor-tab-content-1796\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0647\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631\u0647\u0627 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u061f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1796\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1796\"><p>\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0645\u0646\u062d \u0627\u0633\u0644\u0641 \u060c \u062a\u0642\u062f\u0645 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u062e\u062f\u0645\u0627\u062a \u063a\u064a\u0631 \u0645\u0627\u0644\u064a\u0629 \u0644\u0632\u0628\u0646\u0627\u0626\u0647\u0627 \u0628\u0647\u062f\u0641 \u0627\u0644\u062d\u062f \u0645\u0646 \u062a\u0623\u062b\u064a\u0631 \u0628\u0639\u0636 \u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u062a\u064a \u062a\u0645\u0646\u0639 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062f\u062e\u0644 \u0648\u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629. \u0648 \u0647\u0630\u0627 \u064a\u062e\u0635 :<br \/>\u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0639\u0644\u0649 \u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0625\u062f\u0627\u0631\u062a\u0647\u0627\u061b<br \/>\u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0641\u0642\u0629 \u0644\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u061b<br \/>\u062f\u0639\u0645 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0641\u064a \u062a\u0633\u0648\u064a\u0642 \u0645\u0646\u062a\u062c\u0627\u062a\u0647\u0645.<br \/>\u0643\u0645\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0642\u062f\u0645 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0623\u062e\u0631\u0649 \u060c \u0645\u062b\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u0635\u063a\u0631 \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1797\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"tab\" aria-controls=\"elementor-tab-content-1797\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0633\u0628\u0628 \u0627\u0631\u062a\u0641\u0627\u0639 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0628\u0646\u0643\u064a\u0629\u061f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1797\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1797\"><p>\u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0645\u0643\u0644\u0641\u0629 \u0644\u0644\u063a\u0627\u064a\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a. \u0644\u0643\u0646 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0644\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0623\u0635\u063a\u0631 \u064a\u062e\u062a\u0644\u0641 \u0643\u062b\u064a\u0631\u0627\u064b \u0639\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a. \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639 \u060c \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0633\u0643\u0627\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u064a\u0646 \u0645\u062a\u0648\u0627\u0636\u0639\u0629 \u060c \u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0647\u0627 \u0645\u0647\u0645\u0629 \u0644\u0644\u063a\u0627\u064a\u0629: \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0645\u0648\u0638\u0641\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u060c \u0648\u062a\u0642\u064a\u064a\u0645 \u0645\u0644\u0627\u0621\u062a\u0647 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u0627\u062a \u0645\u0639 \u0627\u0644\u0639\u0627\u0626\u0644\u0629 \u060c \u0627\u0644\u062d\u064a \u060c \u0648\u0628\u0645\u062c\u0631\u062f \u0645\u0646\u062d \u0627\u0644\u0642\u0631\u0636 \u060c \u0642\u0645 \u0628\u0645\u062a\u0627\u0628\u0639\u0629 \u0648\u062b\u064a\u0642\u0629 \u0648\u062f\u0627\u0626\u0645\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0632\u064a\u0627\u0631\u0627\u062a \u0644\u062a\u0639\u0632\u064a\u0632 \u062b\u0642\u0627\u0641\u0629 \u0631\u062f \u0627\u0644\u0623\u0645\u0648\u0627\u0644. \u0648\u0646\u062a\u064a\u062c\u0629 \u0644\u0630\u0644\u0643 \u060c \u0641\u0625\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0645\u0631\u062a\u0641\u0639\u0629 \u0644\u0644\u063a\u0627\u064a\u0629. \u0625\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u060c \u0648\u0627\u0644\u062a\u064a \u062a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062f\u0631\u0627\u062c \u0627\u0644\u0645\u0627\u0644\u064a \u060c \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0625\u0636\u0627\u0641\u0629 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0633\u0643\u0627\u0646 \u0630\u0648\u064a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0646\u062e\u0641\u0636 \u0648\u063a\u064a\u0631 \u0627\u0644\u0645\u0636\u0645\u0648\u0646\u064a\u0646. \u0648\u0646\u062a\u064a\u062c\u0629 \u0644\u0630\u0644\u0643 \u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0623\u0646 \u062a\u0637\u0628\u0642 \u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649 \u0645\u0646 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0627\u0644\u0645\u0627\u0644\u064a. \u0648\u0645\u0639 \u0630\u0644\u0643 \u060c \u0648\u0646\u0638\u0631\u0627\u064b \u0644\u0644\u0643\u0645\u064a\u0629 \u0627\u0644\u0636\u0626\u064a\u0644\u0629 \u0645\u0646 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u0627\u062a \u060c \u0641\u0625\u0646 \u0627\u0644\u062a\u0628\u0627\u064a\u0646 \u0641\u064a THB \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0637\u0644\u0642\u0629 \u0635\u063a\u064a\u0631 \u0644\u0644\u063a\u0627\u064a\u0629. \u0648\u062a\u0638\u0647\u0631 \u0627\u0633\u062a\u0637\u0644\u0627\u0639\u0627\u062a \u0627\u0644\u0631\u0636\u0627 \u0627\u0644\u062a\u064a \u0623\u062c\u0631\u064a\u062a \u0628\u064a\u0646 \u0645\u0633\u062a\u0641\u064a\u062f\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0623\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0633\u062a\u0639\u062f\u0648\u0646 \u0644\u062f\u0641\u0639 \u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0623\u0646\u0634\u0637\u062a\u0647\u0645.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1798\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"tab\" aria-controls=\"elementor-tab-content-1798\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0647\u064a \u0645\u0648\u0627\u0631\u062f \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u061f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1798\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1798\"><p>\u062a\u0623\u062a\u064a \u0645\u0648\u0627\u0631\u062f \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u0641\u064a \u0627\u0644\u063a\u0627\u0644\u0628 \u0645\u0646:<br \/>\u2013 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u062a\u0631\u0627\u0643\u0645\u0629 \u0639\u0646 \u0627\u0644\u0646\u0634\u0627\u0637<br \/>\u2013 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0642\u0631\u0636\u064a\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u064a\u0646. \u062a\u062c\u062f\u0631 \u0627\u0644\u0625\u0634\u0627\u0631\u0629 \u0625\u0644\u0649 \u0623\u0646 \u0642\u0637\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628 \u0642\u062f \u062a\u0645 \u062f\u0639\u0645\u0647 \u0645\u0646\u0630 \u0625\u0646\u0634\u0627\u0626\u0647 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0646\u062d\u064a\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u064a\u0646.<\/p><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1799\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"tab\" aria-controls=\"elementor-tab-content-1799\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0647\u0648 \u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u061f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1799\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1799\"><p>\u0627\u0639\u062a\u0645\u062f \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 18-97 \u0628\u0634\u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u0648\u0636\u0639\u064a\u0629 \u062c\u0645\u0639\u064a\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647 \u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0647\u0630\u0627 \u0646\u0634\u0627\u0637. \u064a\u0633\u0645\u062d \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 41-12 \u0627\u0644\u0635\u0627\u062f\u0631 \u0641\u064a 28 \u062f\u064a\u0633\u0645\u0628\u0631 2012 \u0627\u0644\u0645\u0639\u062f\u0644 \u0648\u0627\u0644\u0645\u0643\u0645\u0651\u0644 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 18-97 \u0644\u062c\u0645\u0639\u064a\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u0627\u062a \u0627\u0644\u0635\u063a\u0631\u0649 \u0628\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0624\u0633\u0633\u0629 \u0642\u0631\u0648\u0636 \u0645\u0639\u062a\u0645\u062f\u0629 \u0644\u0647\u0630\u0627 \u0627\u0644\u063a\u0631\u0636 \u060c \u062a\u062d\u0643\u0645\u0647\u0627 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 34-03 \u0628\u0634\u0623\u0646 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629. \u064a\u062c\u0628 \u0623\u0646 \u064a\u0624\u0630\u0646 \u0644\u0623\u064a \u062c\u0645\u0639\u064a\u0629 \u0644\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0623\u0635\u063a\u0631 \u060c \u0642\u0628\u0644 \u0645\u0645\u0627\u0631\u0633\u0629 \u0646\u0634\u0627\u0637\u0647\u0627 \u060c \u0644\u0647\u0630\u0627 \u0627\u0644\u063a\u0631\u0636 \u0628\u0623\u0645\u0631 \u0645\u0646 \u0648\u0632\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u060c \u0628\u0639\u062f \u0627\u0644\u062a\u0634\u0627\u0648\u0631 \u0645\u0639 \u0645\u062c\u0644\u0633 \u0627\u0644\u0634\u0648\u0631\u0649 \u0627\u0644\u0623\u0635\u063a\u0631. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643 \u060c \u062a\u062e\u0636\u0639 \u062c\u0645\u0639\u064a\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u0644\u0631\u0642\u0627\u0628\u0629 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u060c \u0648\u0641\u0642\u0627\u064b \u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 34-03 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0648\u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0627\u0644\u0645\u0645\u0627\u062b\u0644\u0629.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-17910\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"tab\" aria-controls=\"elementor-tab-content-17910\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0647\u064a \u0645\u0633\u0627\u0647\u0645\u0629 \u0642\u0637\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628\u061f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-17910\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-17910\"><p>\u0623\ufebb\ufe91\ufea2 \ufed7\u0637\ufe8e\u0639 \u0627\ufefb\ufe8b\ufe97\ufee3\ufe8e\u0646 \u0627\ufef7\ufebb\ufed0\u0631 \ufed7\u0637\ufe8e\u0639\u064b\u0627 \u0627\ufed7\ufe97\ufebb\ufe8e\u062f\ufbfe\u064b\ufe8e \u0631\ufe8b\ufbfe\ufeb3\ufbfe\u064b\ufe8e \ufed3\ufef2 \u0627\ufedf\ufee3\ufee3\ufedf\ufb90\ufe94 \u0648\u0623\ufea3\u062f \u0627\ufedf\ufefc\ufecb\ufe91\ufbfe\u0646 \u0627\ufedf\u0631\ufe8b\ufbfe\ufeb3\ufbfe\ufbfe\u0646 \ufed3\ufef2 \u0627\ufef9\u062f\ufee3\ufe8e\u062c \u0627\ufedf\ufee3\ufe8e\ufedf\ufef2 \u0648\u0625\ufbfe\ufe9f\ufe8e\u062f \u0648\u0638\ufe8e\ufe8b\u0641. \u064a\u0645\u0643\u0646 \u062a\u0644\u062e\u064a\u0635 \u0623\u062b\u0631 \u0627\u0644\u0642\u0637\u0627\u0639 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u062a\u0627\u0644\u064a:<br \/>\u0623\u0643\u062b\u0631 \u0645\u0646 40 \u0645\u0644\u064a\u0627\u0631 \u0645\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0627\u0644\u0645\u0645\u0646\u0648\u062d\u0629 \u0645\u0646\u0630 \u0625\u0646\u0634\u0627\u0626\u0647\u0627 \u061b<br \/>4.5 \u0645\u0644\u064a\u0648\u0646 \u0645\u0633\u062a\u0641\u064a\u062f \u061b<br \/>6000 \u0645\u0646\u0635\u0628 \u0634\u063a\u0644 \u0645\u0628\u0627\u0634\u0631 \u0641\u064a \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u061b<br \/>\u0645\u0627 \u064a\u0642\u0631\u0628 \u0645\u0646 \u0645\u0644\u064a\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u062a\u0645 \u0625\u0646\u0634\u0627\u0624\u0647\u0627.<br \/>\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0647\u064a \u0627\u0644\u0622\u0646 \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u062f\u0648\u0627\u062a \u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0646\u0647\u062c \u062a\u0634\u0627\u0631\u0643\u064a \u0648\u0645\u062a\u0643\u0627\u0645\u0644 \u064a\u062a\u0646\u0627\u0648\u0644 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0633\u0643\u0627\u0646 \u0648\u0627\u0644\u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0627\u0644\u0623\u0645\u062b\u0644 \u0644\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629. \u0648\u0641\u0642\u0627\u064b \u0644\u0644\u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u064a \u0623\u062c\u0631\u064a\u062a \u0641\u064a \u062f\u064a\u0633\u0645\u0628\u0631 2010 \u060c \u0635\u0646\u0641\u062a \u062c\u0645\u0639\u064a\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u201c\u0645\u0646 \u0628\u064a\u0646 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0631\u0627\u0626\u062f\u064a\u0646 \u0641\u064a \u0627\u0644\u0628\u0644\u0627\u062f \u0645\u0628\u0627\u0634\u0631\u0629 (\u062d\u0648\u0627\u0644\u064a 6000 \u0648\u0638\u064a\u0641\u0629) \u0648\u0644\u062f\u062a \u0628\u0634\u0643\u0644 \u0631\u0626\u064a\u0633\u064a \u0639\u062f\u062f\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0645\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u063a\u064a\u0631 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629: \u0645\u0644\u064a\u0648\u0646 \u0645\u0643\u0627\u0641\u0626 \u0628\u062f\u0648\u0627\u0645 \u0643\u0627\u0645\u0644 (FTEs) \u201c. \u0628\u0645\u062a\u0648\u0633\u0637 \u200b\u200b4.5 \u0641\u0631\u062f \u0644\u0643\u0644 \u0623\u0633\u0631\u0629 \u060c \u0641\u0625\u0646\u0647 \u0641\u064a \u0627\u0644\u0646\u0647\u0627\u064a\u0629 \u0623\u0643\u062b\u0631 \u0645\u0646 4.5 \u0645\u0644\u064a\u0648\u0646 \u0634\u062e\u0635 \u0645\u062a\u0623\u062b\u0631\u064a\u0646 \u0628\u0627\u0644\u0642\u0637\u0627\u0639 \u0628\u0634\u0643\u0644 \u0623\u0648 \u0628\u0622\u062e\u0631 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631. \u0644\u0630\u0627 \u060c \u062a\u0638\u0644 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0644\u0627\u0639\u0628\u0627\u064b \u0631\u0626\u064a\u0633\u064a\u0627\u064b \u0641\u064a \u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0645\u063a\u0631\u0628 \u060c \u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0630\u0627\u062a \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0641\u0642\u0631 \u0648\u0627\u0644\u0628\u0637\u0627\u0644\u0629 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629.<\/p><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-17911\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"tab\" aria-controls=\"elementor-tab-content-17911\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0647\u0648 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u061f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-17911\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-17911\"><p>\u0642\u0637\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0647\u0648 \u0627\u0644\u0642\u0627\u0626\u062f \u0627\u0644\u0645\u0637\u0644\u0642 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627 \u060c \u062d\u064a\u062b \u062a\u0645 \u062a\u0648\u0632\u064a\u0639 \u0623\u0643\u062b\u0631 \u0645\u0646 60\u066a \u0645\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629. \u064a\u062a\u0645 \u0648\u0636\u0639\u0647 \u0641\u064a 25 \u0627\u0644\u0623\u0639\u0644\u0649 \u0639\u0627\u0644\u0645\u064a\u0627\u064b \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0639\u0644\u0642\u0629 (5 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0631\u0647\u0645) \u0648\u0641\u064a \u0627\u0644\u0623\u0639\u0644\u0649 15 \u0645\u0646 \u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (\u0623\u0643\u062b\u0631 \u0645\u0646 800\u060c000). \u0643\u0645\u0627 \u064a\u0648\u0627\u0635\u0644 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0642\u062f\u0631\u0627\u062a\u0647 \u0648\u062a\u062d\u062f\u064a\u062b \u0647\u064a\u0627\u0643\u0644\u0647 \u060c \u0628\u0647\u062f\u0641 \u0631\u0641\u0639 \u0645\u0645\u0627\u0631\u0633\u0627\u062a\u0647 \u0625\u0644\u0649 \u0623\u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u0629.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-17912\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"tab\" aria-controls=\"elementor-tab-content-17912\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fa fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fa fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">\u200e \u200e \u200e \u0645\u0627 \u0647\u064a \u0622\u0641\u0627\u0642 \u062a\u0637\u0648\u064a\u0631 \u0642\u0637\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0635\u063a\u0631\u0649 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628\u061f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-17912\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-17912\"><p>\u0623\u062f\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u062d\u0648\u0644 \u0627\u0644\u0645\u0646\u0638\u0648\u0631\u0627\u062a \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628 \u0625\u0644\u0649 \u062a\u0637\u0648\u064a\u0631 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0648\u0637\u0646\u064a\u0629 \u0644\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0639\u0634\u0631 \u0627\u0644\u0642\u0627\u062f\u0645\u0629 \u0628\u0647\u062f\u0641 \u062c\u0639\u0644 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u0627\u0644\u0648\u0637\u0646\u064a \u0644\u0627\u0639\u0628\u0627\u064b \u0631\u0626\u064a\u0633\u064a\u0627\u064b \u0641\u064a \u0645\u062d\u0627\u0631\u0628\u0629 \u0627\u0644\u0641\u0642\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0646\u0634\u0627\u0621 \u0648\u0638\u0627\u0626\u0641 \u0648\u0623\u0646\u0634\u0637\u0629 \u0645\u062f\u0631\u0629 \u0644\u0644\u062f\u062e\u0644 \u060c \u0648\u0644\u0643\u0646 \u0623\u064a\u0636\u0627 \u0641\u0639\u0627\u0644\u0629 \u0648\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0641\u064a \u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0645\u0645\u0644\u0643\u0629. \u0648\u0647\u0643\u0630\u0627 \u060c \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2022 \u060c \u0633\u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u0649 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u060c \u0627\u0644\u0630\u064a \u062a\u0637\u0648\u0631 \u0646\u062d\u0648 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0623\u0641\u0636\u0644 \u0648\u062a\u062d\u0633\u064a\u0646 \u0643\u0641\u0627\u0621\u062a\u0647 \u060c \u0623\u0646 \u064a\u0643\u0648\u0646 \u0642\u0627\u062f\u0631\u0627\u064b \u0639\u0644\u0649:<br \/>\u062e\u062f\u0645\u0629 3.2 \u0645\u0644\u064a\u0648\u0646 \u0645\u0633\u062a\u0641\u064a\u062f \u0646\u0634\u064a\u0637 \u060c \u062a\u062a\u0637\u0644\u0628 \u062a\u063a\u0637\u064a\u0629 \u062c\u063a\u0631\u0627\u0641\u064a\u0629 \u0648\u0627\u0633\u0639\u0629 \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0623\u0641\u0636\u0644.<br \/>\u0632\u064a\u0627\u062f\u0629 \u0631\u0635\u064a\u062f\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0645\u0646 5 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0631\u0647\u0645 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u062d\u0627\u0644\u064a \u0625\u0644\u0649 25 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645 \u0641\u064a \u0639\u0627\u0645 2022 \u060c \u0623\u0648 1.8 \u066a \u0645\u0646 \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u061b<br \/>\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 1.6 \u0645\u0644\u064a\u0648\u0646 \u0625\u0644\u0649 2 \u0645\u0644\u064a\u0648\u0646 FTE \u0625\u0636\u0627\u0641\u064a \u061b<br \/>\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u062f\u062e\u0644 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u060c \u0623\u064a 65 \u066a \u061b<br \/>\u062a\u0642\u0644\u064a\u0644 \u0646\u0633\u0628\u0629 PAR 30 \u0625\u0644\u0649 \u0623\u0642\u0644 \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0627\u0644\u0639\u0627\u0644\u0645\u064a (3.1\u066a).<br \/>\u0636\u0645\u0627\u0646 \u0627\u0644\u062c\u062f\u0648\u0649 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0635\u063a\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0636\u0645\u0627\u0646 \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0627\u0644\u0628\u0627\u0644\u063a 17 \u066a.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4af684 elementor-align-center elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-phone elementor-widget elementor-widget-button\" data-id=\"e4af684\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"#\" class=\"elementor-button-link elementor-button elementor-size-xs\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Charger plus<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f75b30b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f75b30b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-062beb8\" data-id=\"062beb8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Accueil &gt; FAQ RETOUR \u200e \u200e \u200e Secteur de la Microfinance Qu\u2019est-ce qu\u2019un microcr\u00e9dit ? Le microcr\u00e9dit se&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-30399","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/fondation-arrawaj.ma\/ar\/wp-json\/wp\/v2\/pages\/30399","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fondation-arrawaj.ma\/ar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fondation-arrawaj.ma\/ar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fondation-arrawaj.ma\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fondation-arrawaj.ma\/ar\/wp-json\/wp\/v2\/comments?post=30399"}],"version-history":[{"count":63,"href":"https:\/\/fondation-arrawaj.ma\/ar\/wp-json\/wp\/v2\/pages\/30399\/revisions"}],"predecessor-version":[{"id":48717,"href":"https:\/\/fondation-arrawaj.ma\/ar\/wp-json\/wp\/v2\/pages\/30399\/revisions\/48717"}],"wp:attachment":[{"href":"https:\/\/fondation-arrawaj.ma\/ar\/wp-json\/wp\/v2\/media?parent=30399"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}