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Improve my home
BINAA LOAN+
Description
Conditions of eligibility
Extra points
Description
What is the "BINAA+" credit?
The "Binaa+" loan is an offer designed to finance personal needs for the construction of housing or premises.
Is "BINAA+" credit right for me?
The "Islah+" loan is designed for self-employed entrepreneurs, patented businesses, individuals with a civil liability certificate, legal entities and cooperatives.
What are the advantages of "BINAA+" credit?
The "Binaa+" credit offers the following advantages:
- Adapted: the right solution for all housing and premises construction needs.
– Quick : - Tailored: the right solution for every need, providing very small businesses with rapid access to financing.
- Precise: all credit conditions are clearly defined in advance, including monthly repayments, administration fees, repayment terms and late payment penalties.
What amounts and terms are available for the "BINAA+" loan?
Amounts granted vary from 3,000 to 50,000 Dirhams, depending on the customer's creditworthiness and repayment capacity, and are repayable in monthly instalments over periods ranging from 6 to 48 months.
Conditions of eligibility
You must be under 70 years of age before the end of the loan term, a Moroccan national and have no outstanding loans with other local financial institutions.
Other criteria are required and presented to the branch when the loan application is formalized.
Extra points
- Customers benefit from a wide range of insurance cover during the term of their loan.
- Customers are provided with a MADMOUN payment account into which the loan amount is released, and through which installment payments are made securely and with just a few clicks.
- Every year, the Arrawaj Foundation offers its customers the chance to take part in various events, such as exhibitions at trade fairs and shows, or to compete for prizes and subsidies.
Testimonial
N. LAHCEN
AIT MELLOUL
Many thanks to the Arrawaj Foundation for having unblocked the situation by granting me a loan of 105,000 Dirhams to finance the final construction work.
HOW DOES IT WORK ?
1
SUBMIT YOUR CREDIT APPLICATION AT A BRANCH
Bring your valid National Identity Card (CIN) to the branch nearest to your home or place of work.
2
OBTAIN AN AGREEMENT IN PRINCIPLE
Once your application has been completed and submitted, your file will be reviewed and you will be notified of the decision.
3
RECEIVE YOUR FINANCING QUICKLY
As soon as your application has been accepted, your financing is paid into your payment account.
HOW DOES IT WORK ?
1
SUBMIT YOUR CREDIT APPLICATION AT A BRANCH
Bring your valid National Identity Card (CIN) to the branch nearest to your home or place of work.
2
OBTAIN AN AGREEMENT IN PRINCIPLE
Once your application has been completed and submitted, your file will be reviewed and you will be notified of the decision.
3
RECEIVE YOUR FINANCING QUICKLY
As soon as your application has been accepted, your financing is paid into your payment account.
