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Prêt individuel B
Description
Conditions of eligibility
Description
Qu’est-ce que le crédit « INDIVIDUEL A » ?
Le crédit « Individuel A » est une proposition de financement avantageuse faite pour les micro-entrepreneurs.
Le crédit « INDIVIDUEL A » est-il fait pour moi ?
Cette offre permet entre autres de couvrir diverses dépenses liés à l’activité du micro-entrepreneur comme l’achat du matériel de production. Le crédit « Individuel A » met donc tout en œuvre pour permettre aux micro-entreprises de se développer dans les meilleures conditions qui soient.
Quels sont les avantages du crédit « INDIVIDUEL A » ?
Le crédit « Individuel A » offre les avantages suivants :
– ADAPTE : offre adaptée à vos besoins de financement
– ACCESSIBLE : aux personnes économiquement défavorisées
– RAPIDE : permet d’obtenir rapidement votre argent
– RESPONSABLE : toutes les conditions relatives au micro-crédit sont clairement définies à l’avance
Comment obtenir le crédit « INDIVIDUEL A » ?
Customers must submit their application at a branch close to their home and/or place of work. It is advisable to bring a valid National Identity Card with you on the day you submit your application.
What amounts and terms are available for the "INDIVIDUAL" loan?
Amounts granted vary from 3,000 to 50,000 Dirhams, depending on the customer's creditworthiness and repayment capacity, and are repayable in monthly instalments over periods ranging from 6 to 48 months.
Quelles sont les modalités de remboursement du crédit « INDIVIDUEL A » ?
Entre 3 000 et 20 999 Dirhams en fonction de la solvabilité du client et de sa capacité de remboursement.
Les points en plus :
- Customers benefit from a wide range of insurance cover during the term of their loan.
- Customers are provided with a MADMOUN payment account into which the loan amount is released, and through which installment payments are made securely and with just a few clicks.
- Customers can pay their installments through a wide distribution network.
- Every year, the Arrawaj Foundation offers its customers the chance to take part in various events, such as exhibitions at trade fairs and shows, or to compete for prizes and subsidies.
Conditions of eligibility
Vous devez être âgé de moins de 70ans, de nationalité marocaine et n’ayant aucun crédit impayé auprès d’autres organismes financiers de la place.
D’autres critères sont exigés et présentés en agence lors de la formalisation de la demande de prêt.
Testimonial
K.HAFIDA
28 ANS - SALé
I decided to take out a loan that would enable me to produce decorative items for display in cafés and beauty salons. These new points of display enabled me to increase my sales.
HOW DOES IT WORK ?
1
SUBMIT YOUR CREDIT APPLICATION AT A BRANCH
Bring your valid National Identity Card (CIN) to the branch nearest to your home or place of work.
2
OBTAIN AN AGREEMENT IN PRINCIPLE
Once your application has been completed and submitted, your file will be reviewed and you will be notified of the decision.
3
RECEIVE YOUR FINANCING QUICKLY
As soon as your application has been accepted, your financing is paid into your payment account.
HOW DOES IT WORK ?
1
SUBMIT YOUR CREDIT APPLICATION AT A BRANCH
Bring your valid National Identity Card (CIN) to the branch nearest to your home or place of work.
2
OBTAIN AN AGREEMENT IN PRINCIPLE
Once your application has been completed and submitted, your file will be reviewed and you will be notified of the decision.
3
RECEIVE YOUR FINANCING QUICKLY
As soon as your application has been accepted, your financing is paid into your payment account.
