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IDMAJ

Qu’est-ce que le prêt « IDMAJ » ?

Il s’agit d’un produit individuel destiné aux TPE, avec un minimum un an d’ancienneté souhaitant avoir un prêt pour couvrir les besoins de financement relatifs à l’exploitation ou l’investissement .

Le prêt « IDMAJ » est-il fait pour moi ?
The "Moussanada" loan is aimed at self-employed entrepreneurs, patented businesses, individuals with a trade register, legal entities and cooperatives with operating or investment financing needs.

Quels sont les avantages du prêt « IDMAJ » ?
Le prêt « IDMAJ » offre les avantages suivants :
Advantageous : helps to remove the obstacles that VSEs face in accessing financing.
Accessible : gives very small businesses easier access to financing
Quick : allows you to obtain financing quickly
Responsible : all micro-credit conditions are clearly defined in advance.

Comment obtenir le prêt « IDMAJ » ?
Customers must apply at a branch close to their home and/or workplace. It is advisable to bring a National Identity Card valid on the day of application.

Quels sont les montants et durées proposés pour le prêt « IDMAJ » ?
Amounts granted vary from 3,000 to 50,000 Dirhams, depending on the customer's creditworthiness and repayment capacity, and are repayable in monthly instalments over periods ranging from 6 to 48 months.

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Testimonial

M. FATIHA

TANGIER

Afin de moderniser notre boulangerie et d’améliorer la qualité de nos produits, j’ai sollicité le crédit IDMAJ pour un montant de 50 000 Dirhams.
Grâce à ce financement, nous avons pu acquérir de nouveaux équipements et embaucher 2 nouveaux employés.
Le soutien et les conseils offerts par mon agence ont été essentiels pour la réussite de notre projet.

HOW DOES IT WORK ?

1

SUBMIT YOUR CREDIT APPLICATION AT A BRANCH

Bring your valid National Identity Card (CIN) to the branch nearest to your home or place of work.

2

OBTAIN AN AGREEMENT IN PRINCIPLE

Once your application has been completed and submitted, your file will be reviewed and you will be notified of the decision.

3

RECEIVE YOUR FINANCING QUICKLY

As soon as your application has been accepted, your financing is paid into your payment account.

HOW DOES IT WORK ?

1

SUBMIT YOUR CREDIT APPLICATION AT A BRANCH

Bring your valid National Identity Card (CIN) to the branch nearest to your home or place of work.

2

OBTAIN AN AGREEMENT IN PRINCIPLE

Once your application has been completed and submitted, your file will be reviewed and you will be notified of the decision.

3

RECEIVE YOUR FINANCING QUICKLY

As soon as your application has been accepted, your financing is paid into your payment account.

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