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What is the "TAWSSIL" loan?
This product provides professionals with an alternative source of financing for the acquisition of their own means of transport.
Is the TAWSSIL loan right for me?
The "TAWSSIL" loan is aimed at professionals involved in the delivery or transport of goods, or at people with an income-generating activity who want to develop their business with the help of a commercial vehicle designed to transport goods.
What are the advantages of the "TAWSSIL" loan?
Le prêt « TAWSSIL » offre les avantages suivants :
– Advantageous : helps to remove the obstacles that VSEs face in accessing financing.
– Accessible : gives very small businesses easier access to financing
– Quick : allows you to obtain financing quickly
– Responsible : all micro-credit conditions are clearly defined in advance.
How do I get a "TAWSSIL" loan?
Customers must apply at a branch close to their home and/or workplace. It is advisable to bring a National Identity Card valid on the day of application.
What amounts and terms are available for the "TAWSSIL" loan?
Amounts of up to 150,000 dirhams are granted, depending on the customer's creditworthiness and repayment capacity, and are repayable in monthly instalments over a period of up to 60 months.
This loan is aimed at self-employed entrepreneurs, patented businesses, individuals with a trade register, legal entities and cooperatives with operating or investment financing needs.
Other criteria are required and presented to the branch when the loan application is formalized.
– Les clients bénéficient d’une large gamme de couvertures d’assurance pendant toute la durée de leur prêt.
– Les clients, ainsi que leur conjoint et leurs enfants, bénéficient d’une couverture d’assistance complète durant la période du prêt, leur offrant un soutien en cas de besoin.
– Chaque client est équipé d’un compte de paiement MADMOUN, dans lequel le montant du prêt est débloqué. Ce compte leur permet de régler leurs échéances où qu’ils se trouvent, que ce soit dans n’importe quelle agence de la Fondation Arrawaj, dans d’autres points agréés, ou à distance via leur compte de paiement MADMOUN.
En plus du remboursement du prêt, les clients peuvent effectuer diverses opérations de paiement (factures, commerçants, etc.) ainsi que des transferts d’argent (vers un compte bancaire, un autre compte de paiement, un guichet automatique bancaire CIH, ou via une mise à disposition en agences).
– Chaque année, la Fondation Arrawaj offre à ses clients l’opportunité de participer à divers événements, tels que des expositions lors de salons et foires, de concourir pour remporter des prix, ou encore de bénéficier de subventions.
Thanks to the Tawssil loan, I was able to realize my dream of owning my own goods vehicle. This decision has not only considerably improved my business travel.
Bring your valid National Identity Card (CIN) to the branch nearest to your home or place of work.
As soon as your application has been accepted, your financing is paid into your payment account.