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Develop my business
MUTUAL loan
Description
Conditions of eligibility
Extra points
Description
What is the "MUTUEL" loan?
The "Mutuel" loan is the first step in joining the Arrawaj Foundation's microcredit program. This offer is aimed at groups of 2 to 3 micro-entrepreneurs. Group members commit to developing their micro-enterprise and to guaranteeing each other's loan repayments.
Is the "MUTUEL" loan right for me?
The "Mutuel" loan is designed for groups of micro-entrepreneurs who do not have access to conventional credit.
The group can be made up of 2 or 3 members.
The group can consist of 2 or 3 members.
The "Mutuel" loan offers the following advantages:
– Adapted : the right solution for every financing need
– Accessible : allows a group of micro-entrepreneurs to develop their business
– Precise : all credit conditions are clearly defined in advance, including monthly repayments, administration fees, repayment terms and late payment penalties.
How do I get a "MUTUEL" loan?
Customers must submit their application at a branch close to their home and/or place of work. It is advisable to bring a valid National Identity Card with you on the day of application.
What amounts and terms are available for the "MUTUEL" loan?
This credit enabled us to expand our product range to include organic and gluten-free products. Today, these products are displayed at trade fairs, national exhibitions and private sales with our customers.
Conditions of eligibility
You must be under 70 years of age before the end of the loan term, a Moroccan national and have no outstanding loans with other local financial institutions.
Other criteria are required and presented to the branch when the loan application is formalized.
Extra points
– Les clients bénéficient d’une large gamme de couvertures d’assurance pendant toute la durée de leur prêt.
– Les clients, ainsi que leur conjoint et leurs enfants, bénéficient d’une couverture d’assistance complète durant la période du prêt, leur offrant un soutien en cas de besoin.
– Chaque client est équipé d’un compte de paiement MADMOUN, dans lequel le montant du prêt est débloqué. Ce compte leur permet de régler leurs échéances où qu’ils se trouvent, que ce soit dans n’importe quelle agence de la Fondation Arrawaj, dans d’autres points agréés, ou à distance via leur compte de paiement MADMOUN.
En plus du remboursement du prêt, les clients peuvent effectuer diverses opérations de paiement (factures, commerçants, etc.) ainsi que des transferts d’argent (vers un compte bancaire, un autre compte de paiement, un guichet automatique bancaire CIH, ou via une mise à disposition en agences).
– Chaque année, la Fondation Arrawaj offre à ses clients l’opportunité de participer à divers événements, tels que des expositions lors de salons et foires, de concourir pour remporter des prix, ou encore de bénéficier de subventions.
Testimonial
L. KHADIJA & H. RACHID - Local products
EL JADIDA
This credit enabled us to expand our product range to include organic and gluten-free products. Today, these products are displayed at trade fairs, national exhibitions and private sales with our customers.
HOW DOES IT WORK ?
1
SUBMIT YOUR CREDIT APPLICATION AT A BRANCH
Bring your valid National Identity Card (CIN) to the branch nearest to your home or place of work.
2
OBTAIN AN AGREEMENT IN PRINCIPLE
Once your application has been completed and submitted, your file will be reviewed and you will be notified of the decision.
3
RECEIVE YOUR FINANCING QUICKLY
As soon as your application has been accepted, your financing is paid into your payment account.
HOW DOES IT WORK ?
1
SUBMIT YOUR CREDIT APPLICATION AT A BRANCH
Bring your valid National Identity Card (CIN) to the branch nearest to your home or place of work.
2
OBTAIN AN AGREEMENT IN PRINCIPLE
Once your application has been completed and submitted, your file will be reviewed and you will be notified of the decision.
3
RECEIVE YOUR FINANCING QUICKLY
As soon as your application has been accepted, your financing is paid into your payment account.
